Commerce National Bank & Trust


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Personal Checking Account

$100 minimum deposit to open
Non-interest bearing
No monthly maintenance fee with ACH Direct Deposit
$6 monthly maintenance fee without monthly direct deposit; maintenance fee can be avoided by maintaining a $500 average collected balance or $250 minimum daily collected balance.
Unlimited check writing
Free Internet Banking
Free Online Bill Pay Service
No fee MasterMoney Card
Imaged monthly bank statement

Commerce Club Checking Account

(Age 55 and over)

$100 minimum deposit to open
Non-interest bearing checking account
No monthly maintenance fee
Free personalized checks in pre-selected style.
Unlimited check writing
Free Internet Banking
Free Online Bill Pay Service
No fee MasterMoney Card
Annual Safe Deposit rental discounted 25% with automatic deduction from checking account.
No Fee Travelers Cheques
No Fee Cashiers Checks (limit three per month)
Imaged monthly bank statement

Health Savings Accounts - Checking

Health Savings Accounts are established to receive tax deductible contributions and to make tax-free distributions to pay for qualified medical expenses. Eligible individuals are those who hold a High Deductible Health Plan that meets certain criteria for deductible limits and maximum out-of-pocket expenses, are under the age of 65 years, and are not claimed as a dependent on another person's tax return.

$100 minimum deposit to open
Tiered interest rate structure. Interest will be compounded daily, credited monthly, and paid on the collected balance. No minimum balance required to earn interest.
$8 monthly maintenance fee; maintenance fee can be avoided by maintaining a $500 minimum daily collected balance or $1,500 average collected balance
Unlimited check writing
Free Internet Banking
Free Online Bill Pay Service
No fee Master Money Debit Card
Imaged monthly bank statement

Premier Checking Account

$100 minimum deposit to open
Tiered interest rate structure. Interest will be compounded daily, credited monthly and paid on the collected balance. No minimum balance required to earn interest.
$8 monthly maintenance fee; maintenance fee can be avoided by maintaining a $1,500 average collected balance or $500 minimum daily collected balance.
Unlimited check writing
Free Internet Banking (there is a nominal fee for Online Bill Pay)
No fee MasterMoney Card
Imaged monthly bank statement

Workplace Checking Account

(Available when the company you work for banks with Commerce National Bank & Trust)

$100 minimum deposit to open
Non-interest bearing checking account
No monthly maintenance fee
Unlimited check writing
First order of checks free (selected style)
Free Internet Banking
Free Online Bill Pay
No fee MasterMoney Card
Truncated monthly statement